Tom Brady‘s proving yacht life can keep you in just as good shape as a professional football career … or, at least it works for him anyway!

The NFL legend was spotted — dripping wet from the ocean — on a boat deck Saturday … looking very tan without a shirt in the snaps.

He threw a towel on over the swimsuit eventually … but, he left his chest uncovered — letting onlookers drink in his ripped muscles.

Brady’s been living it up on yachts recently … flaunting his shirtless body earlier this month while cruising through the waters off the coast of celeb hot spot Saint Tropez.

While Brady appears to be hanging out with some pals on this most recent excursion, we still haven’t seen him with Sofía Vergara — who our sources said was in the middle of a summer fling with the future NFL Hall of Famer.