Non-investing private finance points together with insurance coverage, credit score, actual property, taxes, employment and authorized points reminiscent of trusts and wills.
- Posts: 183
- Joined: Thu Apr 07, 2022 11:18 pm
- Location: Mainland US
Re: What’s Your Credit Card Rewards Strategy?
On bogleheads and on any bank card overview web site, the Wells Fargo 2% money again bank card appears to be a long-standing favourite. The PNC card has all the identical advantages (for a boglehead who pays the steadiness in full every month). The one distinction I can discover is that the PNC card doesn’t have a overseas transaction payment, in contrast to Wells Fargo.
Or is there another crimson flag I’m not noticing? One thing that retains it from being a winner?
I ask as a result of I simply signed up for the PNC card and plan to eliminate my Wells Fargo card. (I journey abroad lots, so overseas transaction charges are an enormous deal to me.)
“Don’t do one thing. Simply stand there.” -Jack Bogle
-
- Posts: 17314
- Joined: Fri Dec 26, 2008 10:25 pm
Re: What’s Your Credit Card Rewards Strategy?
I simply took a *very* fast, superficial take a look at the phrases and circumstances, and many others., and there is much more to it than “spend $200 and get $200 in your subsequent in a single day lodge keep”.
DO learn the high-quality print (and there is in all probability extra high-quality print elsewhere).
RM
This signature is a placebo. You might be within the management group.
Re: What’s Your Credit Card Rewards Strategy?
slippinsurlies wrote: ↑Sat Sep 07, 2024 1:28 pm
Why isn’t the PNC 2% money again bank card extra talked about?On bogleheads and on any bank card overview web site, the Wells Fargo 2% money again bank card appears to be a long-standing favourite. The PNC card has all the identical advantages (for a boglehead who pays the steadiness in full every month). The one distinction I can discover is that the PNC card doesn’t have a overseas transaction payment, in contrast to Wells Fargo.
Or is there another crimson flag I’m not noticing? One thing that retains it from being a winner?
I ask as a result of I simply signed up for the PNC card and plan to eliminate my Wells Fargo card. (I journey abroad lots, so overseas transaction charges are an enormous deal to me.)
Why would you “do away” with the Wells Fargo card fairly than maintain it as a backup?
-
- Posts: 183
- Joined: Thu Apr 07, 2022 11:18 pm
- Location: Mainland US
Re: What’s Your Credit Card Rewards Strategy?
tj wrote: ↑Sat Sep 07, 2024 2:09 pmslippinsurlies wrote: ↑Sat Sep 07, 2024 1:28 pm
Why isn’t the PNC 2% money again bank card extra talked about?On bogleheads and on any bank card overview web site, the Wells Fargo 2% money again bank card appears to be a long-standing favourite. The PNC card has all the identical advantages (for a boglehead who pays the steadiness in full every month). The one distinction I can discover is that the PNC card doesn’t have a overseas transaction payment, in contrast to Wells Fargo.
Or is there another crimson flag I’m not noticing? One thing that retains it from being a winner?
I ask as a result of I simply signed up for the PNC card and plan to eliminate my Wells Fargo card. (I journey abroad lots, so overseas transaction charges are an enormous deal to me.)
Why would you “do away” with the Wells Fargo card fairly than maintain it as a backup?
I’m an individual who prunes extra accounts once I can accomplish that with out a lot impression to credit score. I’m not an individual who retains extra bank cards in a drawer indefinitely.
That’s not the purpose although.
“Don’t do one thing. Simply stand there.” -Jack Bogle
Re: What’s Your Credit Card Rewards Strategy?
slippinsurlies wrote: ↑Sat Sep 07, 2024 1:28 pm
Why isn’t the PNC 2% money again bank card extra talked about?On bogleheads and on any bank card overview web site, the Wells Fargo 2% money again bank card appears to be a long-standing favourite. The PNC card has all the identical advantages (for a boglehead who pays the steadiness in full every month). The one distinction I can discover is that the PNC card doesn’t have a overseas transaction payment, in contrast to Wells Fargo.
Or is there another crimson flag I’m not noticing? One thing that retains it from being a winner?
I ask as a result of I simply signed up for the PNC card and plan to eliminate my Wells Fargo card. (I journey abroad lots, so overseas transaction charges are an enormous deal to me.)
In all probability simply because it’s totally new. Was launched in Could and I’ve by no means seen an advert for it.
However yeah, seems to be nice. Thanks for mentioning it. Barely increased enroll bonus at $250, and better $800 Cellphone insurance coverage, too.
Re: What’s Your Credit Card Rewards Strategy?
slippinsurlies wrote: ↑Sat Sep 07, 2024 1:28 pm
Why isn’t the PNC 2% money again bank card extra talked about?On bogleheads and on any bank card overview web site, the Wells Fargo 2% money again bank card appears to be a long-standing favourite. The PNC card has all the identical advantages (for a boglehead who pays the steadiness in full every month). The one distinction I can discover is that the PNC card doesn’t have a overseas transaction payment, in contrast to Wells Fargo.
Or is there another crimson flag I’m not noticing? One thing that retains it from being a winner?
I ask as a result of I simply signed up for the PNC card and plan to eliminate my Wells Fargo card. (I journey abroad lots, so overseas transaction charges are an enormous deal to me.)
Citi Double money has had 2 % for ages.
“Do not belief all the things you learn on the Web”- Abraham Lincoln
- Posts: 3
- Joined: Tue Feb 13, 2024 10:19 am
Re: What’s Your Credit Card Rewards Strategy?
denovo wrote: ↑Sat Sep 07, 2024 2:27 pmslippinsurlies wrote: ↑Sat Sep 07, 2024 1:28 pm
Why isn’t the PNC 2% money again bank card extra talked about?On bogleheads and on any bank card overview web site, the Wells Fargo 2% money again bank card appears to be a long-standing favourite. The PNC card has all the identical advantages (for a boglehead who pays the steadiness in full every month). The one distinction I can discover is that the PNC card doesn’t have a overseas transaction payment, in contrast to Wells Fargo.
Or is there another crimson flag I’m not noticing? One thing that retains it from being a winner?
I ask as a result of I simply signed up for the PNC card and plan to eliminate my Wells Fargo card. (I journey abroad lots, so overseas transaction charges are an enormous deal to me.)
Citi Double money has had 2 % for ages.
The one subject I’ve with Citi Double Money is that they do 1% once you spend, and 1% once you pay. I wish to pay my invoice after the assertion date, and should pay the Citi double money earlier than the assertion Date if I need the complete 2% within the present month. I want the citi double money would simply do the complete 2% once you spend.
Re: What’s Your Credit Card Rewards Strategy?
the_wiki wrote: ↑Sat Sep 07, 2024 2:23 pmslippinsurlies wrote: ↑Sat Sep 07, 2024 1:28 pm
Why isn’t the PNC 2% money again bank card extra talked about?On bogleheads and on any bank card overview web site, the Wells Fargo 2% money again bank card appears to be a long-standing favourite. The PNC card has all the identical advantages (for a boglehead who pays the steadiness in full every month). The one distinction I can discover is that the PNC card doesn’t have a overseas transaction payment, in contrast to Wells Fargo.
Or is there another crimson flag I’m not noticing? One thing that retains it from being a winner?
I ask as a result of I simply signed up for the PNC card and plan to eliminate my Wells Fargo card. (I journey abroad lots, so overseas transaction charges are an enormous deal to me.)
In all probability simply because it’s totally new. Was launched in Could and I’ve by no means seen an advert for it.
However yeah, seems to be nice. Thanks for mentioning it. Barely increased enroll bonus at $250, and better $800 Cellphone insurance coverage, too.
Sure this seems to be like a strong card, however you want a PNC account to qualify per the T&C. There are a variety of two% playing cards on the market now, all with barely completely different advantages, catches and hoops.
