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Talk about all basic (i.e. non-personal) investing questions and points, investing information, and idea.
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Vanguard Cash Plus Account TOD setup
I’m having issue attempting to setup my TOD beneficiaries for my cp account. The beneficiary setup web page for non retirement account doesn’t have my money plus account listed or a manner so as to add it. My non retirement brokerage account is listed with the beneficiaries. I’ve referred to as Vanguard 3 instances requesting help for this, to date no assist. Does the money pls account simply fall below the TOD setup for the brokerage account? Any assist shall be appreciated. Thanks.
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Re: Vanguard Cash Plus Account TOD setup
jerrysdean43 wrote: ↑Sat Aug 31, 2024 5:54 pm
I’m having issue attempting to setup my TOD beneficiaries for my cp account. The beneficiary setup web page for non retirement account doesn’t have my money plus account listed or a manner so as to add it. My non retirement brokerage account is listed with the beneficiaries. I’ve referred to as Vanguard 3 instances requesting help for this, to date no assist. Does the money pls account simply fall below the TOD setup for the brokerage account? Any assist shall be appreciated. Thanks.
Welcome to the discussion board.
Your query seems to have a solution within the Vanguard Money Plus mega thread.
See hyperlink: viewtopic.php?p=7732459#p7732459
Regards,
“All of us can be higher traders if we simply made fewer selections.” – Daniel Kahneman
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Re: Vanguard Cash Plus Account
(Due to the member who reported the submit and supplied a hyperlink to this thread.)
To some, the glass is half full. To others, the glass is half empty. To an engineer, it is twice the dimensions it must be.- Posts: 2
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Re: Vanguard Cash Plus Account TOD setup
retired@50 wrote: ↑Sat Aug 31, 2024 6:19 pmjerrysdean43 wrote: ↑Sat Aug 31, 2024 5:54 pm
I’m having issue attempting to setup my TOD beneficiaries for my cp account. The beneficiary setup web page for non retirement account doesn’t have my money plus account listed or a manner so as to add it. My non retirement brokerage account is listed with the beneficiaries. I’ve referred to as Vanguard 3 instances requesting help for this, to date no assist. Does the money pls account simply fall below the TOD setup for the brokerage account? Any assist shall be appreciated. Thanks.Welcome to the discussion board.
Your query seems to have a solution within the Vanguard Money Plus mega thread.
See hyperlink: viewtopic.php?p=7732459#p7732459Regards,
Truly after testing the thread hyperlink supplied above I discovered that the submit says that the TOD is offered however doesn’t provide any resolution on how one can implement it. As I mentioned calling Vanguard doesn’t provide and assist.
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Re: Vanguard Cash Plus Account TOD setup
jerrysdean43 wrote: ↑Solar Sep 01, 2024 12:04 pmretired@50 wrote: ↑Sat Aug 31, 2024 6:19 pmjerrysdean43 wrote: ↑Sat Aug 31, 2024 5:54 pm
I’m having issue attempting to setup my TOD beneficiaries for my cp account. The beneficiary setup web page for non retirement account doesn’t have my money plus account listed or a manner so as to add it. My non retirement brokerage account is listed with the beneficiaries. I’ve referred to as Vanguard 3 instances requesting help for this, to date no assist. Does the money pls account simply fall below the TOD setup for the brokerage account? Any assist shall be appreciated. Thanks.Welcome to the discussion board.
Your query seems to have a solution within the Vanguard Money Plus mega thread.
See hyperlink: viewtopic.php?p=7732459#p7732459Regards,
Truly after testing the thread hyperlink supplied above I discovered that the submit says that the TOD is offered however doesn’t provide any resolution on how one can implement it. As I mentioned calling Vanguard doesn’t provide and assist.
Your query made me have a look at my very own Money Plus account. From the highest of the display I chosen Help, after which there’s a part referred to as Replace Beneficiaries. Whenever you click on on you could undergo the steps to call particular person(s) or belief as beneficiaries.
Re: Vanguard Cash Plus Account
Only in the near past created my VCP, simply stopping by to specific my dissatisfaction at BoA (or is it VG’s banking companions) that I can not add the account to pay my BoA CC, which is an enormous downside as a result of it is the one bank card I’ve proper now, and might’t get accepted for extra for an additional 5 months-ish when my credit score historical past turns into over a yr lengthy. I suppose what I’ve to do to make this work is:
1. Test the quantity due close to the cost date on BoA app / web site
2. Liquidate the suitable quantity of funds from VUSXX (the perfect fund for my state and tax state of affairs) (2 days earlier than cost is scheduled)
3. ACH pull it (since there is no such thing as a push on VCP?) from my BoA checking / the checking account linked on the CC’s autopay (1 day earlier than cost is scheduled)
Does this make sense? Ought to this all the time work on-time with out lacking any funds?
I additionally acquired comcast and PSEG so sadly seems to be like I must take care of a number of micromanagement to get this account to work 
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Re: Vanguard Cash Plus Account
It seems if you happen to CLOSE your BofA checking account, you possibly can then setup VCP to ACH autopay your BofA bank card, since they’d don’t have any different choice besides to take cost from an outdoor supply. It will be nice if BofA misplaced sufficient checking prospects because of this to have them repair the difficulty, however if you happen to want BofA checking for an additional motive, you will have to leap via the hoops in your plan or look into an auto switch to your BofA checking previous to your cc pay date.
Concerning your plan, keep in mind that VUSXX settlement to exterior financial institution is settlement date + 1, so give your self a while cushion.
Re: Vanguard Cash Plus Account
rolandtorres wrote: ↑Solar Sep 08, 2024 2:10 pm
There have been posts earlier, together with mine, describing the identical downside. I’ve tried to contact BofA Invoice Pay staff a couple of instances to see if somebody can escalate the difficulty with VCP’s routing #, however clearly they don’t seem to be incentivized to.It seems if you happen to CLOSE your BofA checking account, you possibly can then setup VCP to ACH autopay your BofA bank card, since they’d don’t have any different choice besides to take cost from an outdoor supply. It will be nice if BofA misplaced sufficient checking prospects because of this to have them repair the difficulty, however if you happen to want BofA checking for an additional motive, you will have to leap via the hoops in your plan or look into an auto switch to your BofA checking previous to your cc pay date.
Concerning your plan, keep in mind that VUSXX settlement to exterior financial institution is settlement date + 1, so give your self a while cushion.
I posted on this as effectively, and ended up closing my CP account. I couldn’t get BofA to resolve the difficulty. However as a aspect be aware, I opened a Constancy CMA and it related simply to pay of my BofA PRE and that’s the place I’ve been paying it from for a couple of months with no points.
Re: Vanguard Cash Plus Account
My employer switched our Versatile Spending Account supplier (FSA) to Inspira Monetary. I could not get Vanguard Money Plus (or Constancy CMA) to work. Acquired an error saying my “financial institution could not verify my title”. After all, BOA labored. Annoying.
Re: Vanguard Cash Plus Account
Arhra wrote: ↑Sat Sep 07, 2024 9:29 pm
Good day all,Only in the near past created my VCP, simply stopping by to specific my dissatisfaction at BoA (or is it VG’s banking companions) that I can not add the account to pay my BoA CC, which is an enormous downside as a result of it is the one bank card I’ve proper now, and might’t get accepted for extra for an additional 5 months-ish when my credit score historical past turns into over a yr lengthy. I suppose what I’ve to do to make this work is:
1. Test the quantity due close to the cost date on BoA app / web site
2. Liquidate the suitable quantity of funds from VUSXX (the perfect fund for my state and tax state of affairs) (2 days earlier than cost is scheduled)
3. ACH pull it (since there is no such thing as a push on VCP?) from my BoA checking / the checking account linked on the CC’s autopay (1 day earlier than cost is scheduled)Does this make sense? Ought to this all the time work on-time with out lacking any funds?
I additionally acquired comcast and PSEG so sadly seems to be like I must take care of a number of micromanagement to get this account to work 😕
I might move on Money Plus if I had been you and do manually initiated ACH as wanted and never attempt to micro-optimize. Ache exceeds acquire.
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Re: Vanguard Cash Plus Account
My paycheck will get deposited to VCP a few days later than it used to in my different financial institution.
I can’t purchase inventory funds in brokerage instantly utilizing the stability in VCP. I would like to attend for the direct deposit to clear, after which transfer the funds manually to brokerage after which purchase.
However I can arrange auto-invest utilizing an exterior account, I want I may arrange auto-invest utilizing my paycheck deposit into VCP.
