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Vanguard Cash Plus Account TOD setup
Post
by jerrysdean43 »
I’m having issue attempting to setup my TOD beneficiaries for my cp account. The beneficiary setup web page for non retirement account doesn’t have my money plus account listed or a manner so as to add it. My non retirement brokerage account is listed with the beneficiaries. I’ve known as Vanguard 3 instances requesting help for this, to date no assist. Does the money pls account simply fall underneath the TOD setup for the brokerage account? Any assist shall be appreciated. Thanks.
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Re: Vanguard Cash Plus Account TOD setup
Post
by retired@50 »
jerrysdean43 wrote: ↑Sat Aug 31, 2024 5:54 pm
I’m having issue attempting to setup my TOD beneficiaries for my cp account. The beneficiary setup web page for non retirement account doesn’t have my money plus account listed or a manner so as to add it. My non retirement brokerage account is listed with the beneficiaries. I’ve known as Vanguard 3 instances requesting help for this, to date no assist. Does the money pls account simply fall underneath the TOD setup for the brokerage account? Any assist shall be appreciated. Thanks.
Welcome to the discussion board.
Your query seems to have a solution within the Vanguard Money Plus mega thread.
See hyperlink: viewtopic.php?p=7732459#p7732459
Regards,
“All of us can be higher traders if we simply made fewer choices.” – Daniel Kahneman
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Re: Vanguard Cash Plus Account
(Because of the member who reported the publish and supplied a hyperlink to this thread.)
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Re: Vanguard Cash Plus Account TOD setup
Post
by jerrysdean43 »
retired@50 wrote: ↑Sat Aug 31, 2024 6:19 pmjerrysdean43 wrote: ↑Sat Aug 31, 2024 5:54 pm
I’m having issue attempting to setup my TOD beneficiaries for my cp account. The beneficiary setup web page for non retirement account doesn’t have my money plus account listed or a manner so as to add it. My non retirement brokerage account is listed with the beneficiaries. I’ve known as Vanguard 3 instances requesting help for this, to date no assist. Does the money pls account simply fall underneath the TOD setup for the brokerage account? Any assist shall be appreciated. Thanks.Welcome to the discussion board.
Your query seems to have a solution within the Vanguard Money Plus mega thread.
See hyperlink: viewtopic.php?p=7732459#p7732459Regards,
Truly after testing the thread hyperlink supplied above I discovered that the publish says that the TOD is out there however doesn’t supply any resolution on find out how to implement it. As I stated calling Vanguard doesn’t supply and assist.
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Re: Vanguard Cash Plus Account TOD setup
Post
by LuckyInLife »
jerrysdean43 wrote: ↑Solar Sep 01, 2024 12:04 pmretired@50 wrote: ↑Sat Aug 31, 2024 6:19 pmjerrysdean43 wrote: ↑Sat Aug 31, 2024 5:54 pm
I’m having issue attempting to setup my TOD beneficiaries for my cp account. The beneficiary setup web page for non retirement account doesn’t have my money plus account listed or a manner so as to add it. My non retirement brokerage account is listed with the beneficiaries. I’ve known as Vanguard 3 instances requesting help for this, to date no assist. Does the money pls account simply fall underneath the TOD setup for the brokerage account? Any assist shall be appreciated. Thanks.Welcome to the discussion board.
Your query seems to have a solution within the Vanguard Money Plus mega thread.
See hyperlink: viewtopic.php?p=7732459#p7732459Regards,
Truly after testing the thread hyperlink supplied above I discovered that the publish says that the TOD is out there however doesn’t supply any resolution on find out how to implement it. As I stated calling Vanguard doesn’t supply and assist.
Your query made me have a look at my very own Money Plus account. From the highest of the display I chosen Help, after which there’s a part known as Replace Beneficiaries. Once you click on on which you could undergo the steps to call particular person(s) or belief as beneficiaries.
Re: Vanguard Cash Plus Account
Only in the near past created my VCP, simply stopping by to specific my dissatisfaction at BoA (or is it VG’s banking companions) that I can not add the account to pay my BoA CC, which is an enormous drawback as a result of it is the one bank card I’ve proper now, and might’t get accepted for extra for an additional 5 months-ish when my credit score historical past turns into over a yr lengthy. I suppose what I’ve to do to make this work is:
1. Examine the quantity due close to the cost date on BoA app / web site
2. Liquidate the suitable quantity of funds from VUSXX (the very best fund for my state and tax scenario) (2 days earlier than cost is scheduled)
3. ACH pull it (since there isn’t a push on VCP?) from my BoA checking / the checking account linked on the CC’s autopay (1 day earlier than cost is scheduled)
Does this make sense? Ought to this all the time work on-time with out lacking any funds?
I additionally received comcast and PSEG so sadly appears to be like like I should take care of lots of micromanagement to get this account to work
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Re: Vanguard Cash Plus Account
Post
by rolandtorres »
It seems when you CLOSE your BofA checking account, you possibly can then setup VCP to ACH autopay your BofA bank card, since they’d haven’t any different choice besides to take cost from an out of doors supply. It might be nice if BofA misplaced sufficient checking prospects because of this to have them repair the problem, however when you want BofA checking for an additional purpose, you will have to leap by the hoops in your plan or look into an auto switch to your BofA checking previous to your cc pay date.
Concerning your plan, do not forget that VUSXX settlement to outdoors financial institution is settlement date + 1, so give your self a while cushion.
Re: Vanguard Cash Plus Account
rolandtorres wrote: ↑Solar Sep 08, 2024 2:10 pm
There have been posts earlier, together with mine, describing the identical drawback. I’ve tried to contact BofA Invoice Pay group just a few instances to see if somebody can escalate the problem with VCP’s routing #, however clearly they are not incentivized to.It seems when you CLOSE your BofA checking account, you possibly can then setup VCP to ACH autopay your BofA bank card, since they’d haven’t any different choice besides to take cost from an out of doors supply. It might be nice if BofA misplaced sufficient checking prospects because of this to have them repair the problem, however when you want BofA checking for an additional purpose, you will have to leap by the hoops in your plan or look into an auto switch to your BofA checking previous to your cc pay date.
Concerning your plan, do not forget that VUSXX settlement to outdoors financial institution is settlement date + 1, so give your self a while cushion.
I posted on this as properly, and ended up closing my CP account. I couldn’t get BofA to resolve the problem. However as a facet be aware, I opened a Constancy CMA and it linked simply to pay of my BofA PRE and that’s the place I’ve been paying it from for just a few months with no points.
Re: Vanguard Cash Plus Account
My employer switched our Versatile Spending Account supplier (FSA) to Inspira Monetary. I could not get Vanguard Money Plus (or Constancy CMA) to work. Acquired an error saying my “financial institution could not affirm my title”. After all, BOA labored. Annoying.
Re: Vanguard Cash Plus Account
Arhra wrote: ↑Sat Sep 07, 2024 9:29 pm
Howdy all,Only in the near past created my VCP, simply stopping by to specific my dissatisfaction at BoA (or is it VG’s banking companions) that I can not add the account to pay my BoA CC, which is an enormous drawback as a result of it is the one bank card I’ve proper now, and might’t get accepted for extra for an additional 5 months-ish when my credit score historical past turns into over a yr lengthy. I suppose what I’ve to do to make this work is:
1. Examine the quantity due close to the cost date on BoA app / web site
2. Liquidate the suitable quantity of funds from VUSXX (the very best fund for my state and tax scenario) (2 days earlier than cost is scheduled)
3. ACH pull it (since there isn’t a push on VCP?) from my BoA checking / the checking account linked on the CC’s autopay (1 day earlier than cost is scheduled)Does this make sense? Ought to this all the time work on-time with out lacking any funds?
I additionally received comcast and PSEG so sadly appears to be like like I should take care of lots of micromanagement to get this account to work 😕
I might move on Money Plus if I had been you and do manually initiated ACH as wanted. Ache exceeds acquire.