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Overpayment to credit card account to increase credit line
I’ve a promotional AmEx account with a credit score line of $1,000. I have to make $5,000 of purchases to qualify for the bonus. Can I make a one-time cost of $4,000 to my account (overpay) to carry the obtainable credit score line to $5,000 after which make a $5,000 buy with out operating into points?
Re: Overpayment to credit card account to increase credit line
Carno wrote: ↑Sat Sep 07, 2024 7:39 pm
I’ve a promotional AmEx account with a credit score line of $1,000. I have to make $5,000 of purchases to qualify for the bonus. Can I make a one-time cost of $4,000 to my account (overpay) to carry the obtainable credit score line to $5,000 after which make a $5,000 buy with out operating into points?
Ask Amex, they’ve stay chat. Usually no they do not like issues such as you recommend. However they can not cease you from charging, paying, charging, paying, a number of occasions throughout a cycle
Re: Overpayment to credit card account to increase credit line
nalor511 wrote: ↑Sat Sep 07, 2024 7:47 pmCarno wrote: ↑Sat Sep 07, 2024 7:39 pm
I’ve a promotional AmEx account with a credit score line of $1,000. I have to make $5,000 of purchases to qualify for the bonus. Can I make a one-time cost of $4,000 to my account (overpay) to carry the obtainable credit score line to $5,000 after which make a $5,000 buy with out operating into points?Ask Amex, they’ve stay chat. Usually no they do not like issues such as you recommend. However they can not cease you from charging, paying, charging, paying, a number of occasions throughout a cycle
Sure, that was my first plan, however I’ve a deadline of 9/15 and there’s not a lot time to make such 4-5 purchases (cost and pay technique).
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Re: Overpayment to credit card account to increase credit line
Carno wrote: ↑Sat Sep 07, 2024 7:59 pmnalor511 wrote: ↑Sat Sep 07, 2024 7:47 pmCarno wrote: ↑Sat Sep 07, 2024 7:39 pm
I’ve a promotional AmEx account with a credit score line of $1,000. I have to make $5,000 of purchases to qualify for the bonus. Can I make a one-time cost of $4,000 to my account (overpay) to carry the obtainable credit score line to $5,000 after which make a $5,000 buy with out operating into points?Ask Amex, they’ve stay chat. Usually no they do not like issues such as you recommend. However they can not cease you from charging, paying, charging, paying, a number of occasions throughout a cycle
Sure, that was my first plan, however I’ve a deadline of 9/15 and there’s not a lot time to make such 4-5 purchases (cost and pay technique).
Counsel you strive overpaying a small quantity and see if it really works.
My Chase bank card will let me overpay. However my Costco Citi will settle for it however will mark as future date (which gained’t accomplish what you need
Re: Overpayment to credit card account to increase credit line
single2019 wrote: ↑Sat Sep 07, 2024 8:26 pmCarno wrote: ↑Sat Sep 07, 2024 7:59 pmnalor511 wrote: ↑Sat Sep 07, 2024 7:47 pmCarno wrote: ↑Sat Sep 07, 2024 7:39 pm
I’ve a promotional AmEx account with a credit score line of $1,000. I have to make $5,000 of purchases to qualify for the bonus. Can I make a one-time cost of $4,000 to my account (overpay) to carry the obtainable credit score line to $5,000 after which make a $5,000 buy with out operating into points?Ask Amex, they’ve stay chat. Usually no they do not like issues such as you recommend. However they can not cease you from charging, paying, charging, paying, a number of occasions throughout a cycle
Sure, that was my first plan, however I’ve a deadline of 9/15 and there’s not a lot time to make such 4-5 purchases (cost and pay technique).
Counsel you strive overpaying a small quantity and see if it really works.
My Chase bank card will let me overpay. However my Costco Citi will settle for it however will mark as future date (which gained’t accomplish what you need
What’s future date and the way far into the longer term as a result of that is the primary time I’m studying about it?
Re: Overpayment to credit card account to increase credit line
Carno wrote: ↑Sat Sep 07, 2024 7:59 pmnalor511 wrote: ↑Sat Sep 07, 2024 7:47 pmCarno wrote: ↑Sat Sep 07, 2024 7:39 pm
I’ve a promotional AmEx account with a credit score line of $1,000. I have to make $5,000 of purchases to qualify for the bonus. Can I make a one-time cost of $4,000 to my account (overpay) to carry the obtainable credit score line to $5,000 after which make a $5,000 buy with out operating into points?Ask Amex, they’ve stay chat. Usually no they do not like issues such as you recommend. However they can not cease you from charging, paying, charging, paying, a number of occasions throughout a cycle
Sure, that was my first plan, however I’ve a deadline of 9/15 and there’s not a lot time to make such 4-5 purchases (cost and pay technique).
Then you could not make it. All these promotions actually require wonderful group and planning, to achieve success at them
Ask them to quickly increase your restrict since you need to make an enormous buy
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Re: Overpayment to credit card account to increase credit line
nalor511 wrote: ↑Sat Sep 07, 2024 8:57 pmCarno wrote: ↑Sat Sep 07, 2024 7:59 pmnalor511 wrote: ↑Sat Sep 07, 2024 7:47 pmCarno wrote: ↑Sat Sep 07, 2024 7:39 pm
I’ve a promotional AmEx account with a credit score line of $1,000. I have to make $5,000 of purchases to qualify for the bonus. Can I make a one-time cost of $4,000 to my account (overpay) to carry the obtainable credit score line to $5,000 after which make a $5,000 buy with out operating into points?Ask Amex, they’ve stay chat. Usually no they do not like issues such as you recommend. However they can not cease you from charging, paying, charging, paying, a number of occasions throughout a cycle
Sure, that was my first plan, however I’ve a deadline of 9/15 and there’s not a lot time to make such 4-5 purchases (cost and pay technique).
Then you could not make it. All these promotions actually require wonderful group and planning, to achieve success at them
Ask them to quickly increase your restrict since you need to make an enormous buy
This ^^
And whenever you name them, be very easy and clarify that you’ve the deadline to get the bonus factors, and that is all you need to do… so may they enhance your present credit score restrict till you have made the required purchases. Additionally ask should you may make additional funds in order that the excellent steadiness is not excessive.
RM
This signature is a placebo. You’re within the management group.
Re: Overpayment to credit card account to increase credit line
nalor511 wrote: ↑Sat Sep 07, 2024 7:47 pmCarno wrote: ↑Sat Sep 07, 2024 7:39 pm
I’ve a promotional AmEx account with a credit score line of $1,000. I have to make $5,000 of purchases to qualify for the bonus. Can I make a one-time cost of $4,000 to my account (overpay) to carry the obtainable credit score line to $5,000 after which make a $5,000 buy with out operating into points?Ask Amex, they’ve stay chat. Usually no they do not like issues such as you recommend.
What’s the rational cause they do not like making over funds?
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Re: Overpayment to credit card account to increase credit line
Carno wrote: ↑Sat Sep 07, 2024 7:39 pm
I’ve a promotional AmEx account with a credit score line of $1,000. I have to make $5,000 of purchases to qualify for the bonus. Can I make a one-time cost of $4,000 to my account (overpay) to carry the obtainable credit score line to $5,000 after which make a $5,000 buy with out operating into points?
is the bonus 60,000 bonus miles? I see a suggestion on-line. In that case, it says you’ve gotten 6 months to hit the $5000 in purchases. So making $1000 purchases over the primary 5 months ought to get it executed.
$1000 looks as if a low restrict these days. Is there anyway you may get a credit score enhance understanding you need to make a big buy that exceeds the obtainable credit score? you may inquire if that is doable.
