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Non-investing private finance points together with insurance coverage, credit score, actual property, taxes, employment and authorized points reminiscent of trusts and wills.
Re: Can accident by additional driver on car insurance impact future rates?
If they’re on separate plans, his accident mustn’t have an effect on her price (however will most likely have a bigger impact on his price). The ranking data in lots of insurance policies says one thing like, “The next accidents should not thought of for price will increase… [clearly not-at-fault situations, such as a car damaged while parked or hit in the rear], an accident brought on by a driver who’s not a named insured below the coverage.”
David Grabiner- Posts: 867
- Joined: Mon Jan 15, 2018 11:33 am
Re: Can accident by additional driver on car insurance impact future rates?
grabiner wrote: ↑Wed Sep 18, 2024 8:48 pm
If they’re in the identical plan, there is only one price, which is ready based mostly on the expertise of each drivers.If they’re on separate plans, his accident mustn’t have an effect on her price (however will most likely have a bigger impact on his price). The ranking data in lots of insurance policies says one thing like, “The next accidents should not thought of for price will increase… [clearly not-at-fault situations, such as a car damaged while parked or hit in the rear], an accident brought on by a driver who’s not a named insured below the coverage.”
How does one get hold of this data? And are insurance coverage firms req’d to launch such data to coverage holders?
Re: Can accident by additional driver on car insurance impact future rates?
InvisibleAerobar wrote: ↑Thu Sep 19, 2024 7:45 amgrabiner wrote: ↑Wed Sep 18, 2024 8:48 pm
If they’re in the identical plan, there is only one price, which is ready based mostly on the expertise of each drivers.If they’re on separate plans, his accident mustn’t have an effect on her price (however will most likely have a bigger impact on his price). The ranking data in lots of insurance policies says one thing like, “The next accidents should not thought of for price will increase… [clearly not-at-fault situations, such as a car damaged while parked or hit in the rear], an accident brought on by a driver who’s not a named insured below the coverage.”
How does one get hold of this data? And are insurance coverage firms req’d to launch such data to coverage holders?
Take a look at your coverage. I’ve had a number of insurance policies which have a piece on the finish that claims “Score data”. This doesn’t give the total data, nevertheless it signifies what counts as an accident for price setting.
David Grabiner
