Southwest Airways Credit score Playing cards: New 85,000 Factors Gives

New larger 85k provides. Southwest Airways Fast factors are very versatile, as they allow you to use factors to ebook mainly any accessible seat that might be purchased with money. A conservative approximation from my expertise is 1.3 cents in Wanna Get Away airfare in per level. That works out to roughly $650+ in Wanna Get Away airfare for each 50,000 Southwest factors. That additionally means 85,000 factors is price roughly $1,100 in Wanna Get Away airfare. Plus, they nonetheless provide two free checked baggage on all flights.

As well as, their Companion Pass allows you to choose one individual to fly with free if you ebook each paid AND award flights (together with to Hawaii!) on Southwest. When you qualify by incomes 135,000 factors in a calendar yr, you earn the Companion Cross for each the remainder of the yr by which you earn it AND the entire subsequent yr (ex. remainder of 2024 + all of 2025). Importantly, all factors earned from bank cards depend towards the requirement, and every card additionally provides a ten,000 level enhance towards the Companion Cross requirement. Oftentimes in case you get each a brand new private and a brand new enterprise card in the identical yr, you may meet this requirement with the brand new cardmember bonuses alone (particularly in case you embrace the spending required to unlock the bonus).

Southwest Rapid Rewards® Plus Credit Card

• 85,000 bonus factors after spending $3,000 on purchases within the first 3 months from account opening.
• Obtain 3,000 anniversary factors every year.
• 10,000 Companion Cross® qualifying factors enhance every year.
• 2X factors on Southwest(R) purchases.
• 2X factors on native transit and commuting, together with rideshare.
• 2X factors on web, cable, and telephone companies, and choose streaming.
• 1 level per $1 spent on all different purchases.
• 2 EarlyBird Test-In(R) every year
• 25% again on inflight purchases
• All factors earned depend in direction of Companion Cross(R).
• $69 annual payment.

Southwest Rapid Rewards® Priority Credit Card

• 85,000 bonus factors after spending $3,000 on purchases within the first 3 months from account opening.
• Obtain 7,500 anniversary factors and a $75 Southwest® journey credit score every year.
• 10,000 Companion Cross® qualifying factors enhance every year.
• 3X factors on Southwest purchases.
• 2X factors on native transit and commuting, together with rideshare.
• 2X factors on web, cable, and telephone companies, and choose streaming.
• 1 level per $1 spent on all different purchases.
• 2 EarlyBird Test-In(R) every year
• 25% again on inflight purchases
• 1,500 TQPs towards A-Record standing for each $5,000 spent in purchases yearly (no restrict on TQP earned).
• 4 Upgraded Boardings per yr when accessible.
• $149 annual payment.

The next are enterprise bank cards:

Southwest® Rapid Rewards® Performance Business Credit Card

• 80,000 bonus factors after spending $5,000 on purchases within the first 3 months from account opening.
• 9,000 bonus factors after every Cardmember anniversary.
• NEW: 4X factors on Southwest(R) purchases.
• 3X factors on Fast Rewards® resort and automotive rental companions.
• NEW: 2X factors on rideshare.
• 2X factors on social media and search engine promoting, Web, cable and telephone companies and 1 level per $1 spent on all different purchases.
• 4 Upgraded Boardings per yr when accessible.
• Inflight WiFi Credit (as much as 365 x $8 credit per yr).
• International Entry or TSA PreCheck® Payment Credit score within the type of an announcement credit score of as much as $100 each 4 years.
• $199 annual payment.

Southwest® Rapid Rewards® Premier Business Credit Card

• 60,000 bonus factors after spending $3,000 on purchases within the first 3 months from account opening.
• 6,000 bonus factors after every Cardmember anniversary.
• 3X factors on Southwest(R) purchases.
• 2X factors and Fast Rewards® resort and automotive rental companions.
• 2X factors on native transit and commuting, together with rideshare.
• 1 level per $1 spent on all different purchases.
• 2 EarlyBird Test-In(R) every year
• $99 annual payment.

Worth of Fast Rewards factors. Redeeming Southwest factors for flights varies in a slim vary, however a really affordable approximation from my expertise is 1.3 cents in Wanna Get Away airfare in per level. That works out to $650+ in Wanna Get Away airfare for each 50,000 factors or $1,300+ in Wanna Get Away airfare from 100,000 factors (you’re nonetheless answerable for taxes and charges from $5.60 one-way). Importantly, Southwest does NOT have blackout dates or seat restrictions if you redeem with factors. Because of this Southwest factors are a lot simpler to make use of than a “saver award” on conventional airways.

Now, in case you handle to qualify for the the Companion Cross on each journey that you just ebook with these factors, that doubles the potential worth of every award redemption. In different phrases, 125,000 Fast Rewards, would often get you $1,850 in Wanna Get Away airfare, however with the Companion Cross you’d get an additional companion ticket for each flight booked.

There could also be different choices like present playing cards, however the redemption worth is lower than half the worth you possibly can get from redeeming for flights.

Southwest factors expiration coverage, per Southwest.com:

Do the factors I earn expire?

No, your Fast Rewards factors don’t expire. Nevertheless, in case you select to shut your account, the factors in your account can be terminated.

Southwest nonetheless consists of two free checked baggage per individual. The charges on the opposite airways have crept as much as $30 per bag, each-way. That provides up.

Our household coverage is to not check out a brand new bank card until it provides us $500 in complete worth. Simply the free award flights from the factors are sufficient to fulfill that rule, after which you may add on the potential worth of the companion tickets.

Card restrictions. All of those Southwest bank cards are topic to “5/24” restrictions, which implies that your software can be robotically denied when you’ve got opened 5 or extra bank cards within the final 24 months (test your credit score stories). Our family technique is to have one individual solely apply for Chase 5/24 playing cards, and the opposite individual applies for the whole lot else. There’s additionally this language on the patron card:

The product just isn’t accessible to both (i) present Cardmembers of any Southwest Fast Rewards® Credit score Card, or (ii) earlier Cardmembers of any Southwest Fast Rewards Credit score Card who obtained a brand new Cardmember bonus inside the final 24 months. This doesn’t apply to Cardmembers of the Southwest Fast Rewards Enterprise Card and Worker Credit score Card merchandise.

Principally, you will get one sign-up bonus from a Southwest client card as soon as each 24 months. You may additionally get one sign-up bonus from a Southwest enterprise card as soon as each 24 months.

Stack your Companion Cross with Chase Final Rewards factors. When you have the Chase Sapphire Preferred or Chase Sapphire Reserve, you may switch Final Rewards factors to Southwest factors on a 1:1 foundation. If you happen to ebook an award flight with these Southwest factors whilst you have the Companion Cross, you may double the worth of your Final Rewards factors as effectively.

Backside line. Southwest bank cards provide new cardholders the chance to earn a whole bunch of {dollars} price of Wanna Get Away airfare, however in case you time issues proper and perhaps mix the welcome provides from a private and enterprise card, you may also seize the Southwest Companion move, which offers a free companion ticket on each flight purchased with money OR factors booked each throughout the remainder of the yr by which you earned it, AND the total subsequent calendar yr. Lastly, Southwest nonetheless consists of two free checked baggage per individual on each flight.

Additionally see: Top 10 Best Credit Card Bonus Offers and the Top 10 Best Business Card Offers.