EnjoyIt wrote: ↑Tue Sep 17, 2024 11:57 amf8andbethere wrote: ↑Tue Sep 17, 2024 11:41 amEnjoyIt wrote: ↑Tue Sep 17, 2024 11:21 am
My poor interactions with different establishments:
….
1 poor interplay doesn’t make or break a enterprise for me. If I had a number of points that will be one other story. Besides perhaps the airline trade. I am a captive viewers with no the place else to go
Leaping ship doesn’t assure the opposite establishment wont have points at some point sooner or later.
It feels type of like getting slighted as soon as on the playground, then taking your ball and going house.
I’d body doing enterprise elsewhere as taking my ball and discovering another children I get pleasure from taking part in with extra.
For a lot of Constancy prospects, that is greater than a “slight.”
What’s the assure that the opposite children gained’t have points some day? Constancy has had nice customer support for a really very long time.
As I acknowledged in one other thread:
Constancy Money Administration will not be a financial institution.
Their very own web site says: “The Constancy Money Administration Account will not be a checking account.”
Constancy Money Administration is a fintech front-end (with program banks within the background), form of like Chime.
Constancy Money Administration debit playing cards are issued by Chief Financial institution or PNC Financial institution, and the transactions are dealt with by BNY Mellon.
Beneath regular situations, this association works superb.
However when issues go dangerous, they’ll go actually dangerous.
– In instances of actual fraud (thief / hacker steals your debit card or examine, and drains your account), the varied establishments begin pointing their fingers at one another, and also you won’t get reimbursed to your losses.
– In instances of false flag account lockings, it could be very troublesome to get your account unlocked. Like it’s important to name the fraud division M-Fr 9am-5pm, and wait on maintain for two hours, which is a large trouble for individuals at work. Or you possibly can ask them to name you again (which they could do after per week, or by no means).
So personally, I will wait till Constancy Money Administration turns into an precise financial institution (like Schwab & Capital One) earlier than I make it my main checking account.
