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60/40 too risky for 73 year old
Im working a two fund index fund 60/40. My entire retirement cash is on this, would this by okay for a 73 yr outdated. Or would a 40/60 portfolio be extra applicable of my age. I draw out 5% yearly……..ty
Re: 60/40 too risky for 73 year old
The truth that you’re asking if 60:40 is just too dangerous may point out that fifty:50 is a better option for you.
Re: 60/40 too risky for 73 year old
https://thepoorswiss.com/updated-trinity-study/
The next inventory share usually has the next secure withdrawal charge, however it’s all about danger tolerance. A spia is perhaps one thing to look into.
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Re: 60/40 too risky for 73 year old
If that’s 60% shares / 40% bonds, then that’s means too dangerous if one considers the typical U.S. life expectancy is 76.1 years. I do know everyone thinks they’re above common. I might comply with the allocation for a life cycle fund on your age. For instance, the L fund in a TSP is 73% bonds (G & F funds) and 27% equities (S, I, C funds).
